The following list of life changes may allow you to enroll into coverage or change plans outside of the annual open enrollment period.

  • Getting married or divorced
  • Having a child, adopting a child or placing a child for adoption or in foster care
  • Certain changes in income
  • Moving to or from Maryland
  • Having a change in disability status
  • Gaining or losing a dependent
  • Certain losses of other health coverage (such as employer ending coverage, or loss of job or employee leaving a job that provides coverage, but not termination for consumer’s failure to pay premium)
  • Becoming ineligible for Medicaid or MCHP
  • Turning 26 years old if you are enrolled in coverage through your family’s plan
  • COBRA coverage period ends
  • Incarceration or release from incarceration
  • Certain errors or exceptional circumstances

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